Who we are and what we do
Micheloud & Cie is a Swiss company specialized in opening Swiss bank accounts for international clients.

Documents needed
To open an account you need to supply some information and documents about you:

• Passport - If you apply by mail we need an authenticated copy.
• Proof of your economic background - documents showing what you do for a living (bank statement, work contract, tax return, company documents, license, etc...). The exact documents depend on what you do for a living. Contact us to see what would be necessary in your case.
• Proof of the origin of your deposits - documents showing the economic origin of your deposit. For example if you sell a house, we will need a proof of the sale, a copy of the realtor's listing, etc...
• Information about yourself and your deposits - We need to know your name, date of birth, address, etc... as well as how much you plan to deposit on the account,what you plan to do with the money once it is on the account.

This information is required in compliance with Swiss anti-money laundering laws and to understand your banking needs. All information submitted is held strictly confidential.

Opening an account in person
To open your account in person, you need to come to Switzerland personnally. Make sure your trip is successful:

1. Take an appointment by calling us ++41 21 331 48 48 or sending us an email info@micheloud.com . To take the appointment we will need some basic information about you and your banking needs such as your citizenship and country of residence, how much you plan to deposit, what you plan to do with the money and where the money comes from.
2. Bring documents to prove the economic origin of your deposits. When you take the appointment we will tell you what documents you can bring based on your situation.

You will meet first at our offices and then we accompany you at the bank to open the account. Most accounts are opened within 2 or 3 hours. From then on you deal exclusively with your bank manager.

Opening your account by mail
It is also possible to open most accounts by mail. Here is how it works:

1. Fill out an application on our website https://swiss-bank-accounts.com/e/contact/order.asp or print the form and fax it to ++41 21 331 48 40.
2. We mail you opening documents (we cannot fax nor email them). You need to sign those documents and prepare documents about your economic background and the origin of your deposits (same documents when you open in person).
3. You need to get an authenticated photocopy of your passport with an apostille. This seal is used to certify that an official document is a true copy. In most countries you can get it from a notary public.
4. When we receive your documents back we will open your account at the bank. This usually takes 3 to 5 days. As soon as the account is opened you deal exclusively with your bank manager.

The whole procedure can be done in about 10 days but some clients need more. Don't hesitate to call us ++41 21 331 48 48 or email at info@micheloud.com  if you have any questions.