Incoming and outcoming movements are kept to a strict minimum. No checkbook is issued and there is no correspondence with the account holder. Teller transactions are impossible. Withdrawals or payments are made essentially through the account manager or by credit card. Transfers from people other than the client are subject to special caution. For by automatically accepting the transfer, the bank would implicitly confirm that the account existed. Before accepting the sum, the account manager asks the client's opinion on the risks that accepting the transfer would entail. If the client refuses the transfer, the bank replies that it does not have an account in this person's name.

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